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PGIM India Insta Cash Fund - Direct Plan - Annual Bonus Option

PGIM India · International
High
₹149.00
Current NAV
11 Jun 2019
7.7%
1Y Return
7.2%
3Y CAGR
21.0%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Highly cost-efficient with a low expense ratio of 0.2%.
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.80).
  • Generates significant excess returns relative to benchmark index (Alpha: 3.80).
  • Very large asset base (AUM: ₹22,850 Cr) indicating high investor trust and liquidity.
Cons / Risks
  • Subject to high equity market volatility and short-term capital fluctuations.
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Long-term wealth creation (5+ years horizon) like retirement or child education.
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term goals (under 3 years) where preserving the capital is the main priority.
  • Short-term trading or speculative investment horizons.
Risk Profile: High Risk
Low Moderate High Very High
Risk Metrics
1.80
Sharpe Ratio
0.80
Beta
3.80
Alpha
2.16
Sortino
Fund Details
Fund House PGIM India
Category International
AUM ₹22850 Cr
Expense Ratio 0.20%
Min SIP ₹500
Min Lumpsum ₹1000
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