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LIC MF Liquid Fund-Direct Plan-Daily IDCW

LIC · Liquid
Low
₹1035.30
Current NAV
03 Nov 2026
0.1%
1Y Return
0.6%
3Y CAGR
0.4%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Highly cost-efficient with a low expense ratio of 0.7%.
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.70).
  • Generates significant excess returns relative to benchmark index (Alpha: 4.20).
  • Very large asset base (AUM: ₹13,250 Cr) indicating high investor trust and liquidity.
Cons / Risks
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Conservative investors seeking capital safety, high liquidity, or parking surplus cash.
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Aggressive investors expecting index-beating returns or high inflation-beating growth.
  • Short-term trading or speculative investment horizons.
Risk Profile: Low Risk
Low Moderate High Very High
Risk Metrics
1.70
Sharpe Ratio
0.40
Beta
4.20
Alpha
1.87
Sortino
Fund Details
Fund House LIC
Category Liquid
AUM ₹13250 Cr
Expense Ratio 0.70%
Min SIP ₹500
Min Lumpsum ₹1000
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