Home› Funds› LIC MF Banking & PSU Fund-Regular Plan-Daily IDCW

LIC MF Banking & PSU Fund-Regular Plan-Daily IDCW

LIC · Banking & PSU
Moderate
₹11.83
Current NAV
23 Oct 2026
3.8%
1Y Return
2.8%
3Y CAGR
1.9%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.53).
  • Generates significant excess returns relative to benchmark index (Alpha: 3.53).
  • Very large asset base (AUM: ₹20,080 Cr) indicating high investor trust and liquidity.
Cons / Risks
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.53
Sharpe Ratio
0.53
Beta
3.53
Alpha
1.88
Sortino
Fund Details
Fund House LIC
Category Banking & PSU
AUM ₹20080 Cr
Expense Ratio 1.73%
Min SIP ₹500
Min Lumpsum ₹1000
SIP Calculator Compare Funds
Similar Funds in Banking & PSU
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking & PSU Debt Fund) - Direct Quarterly Dividend
Sundaram
₹10.64 16.9%
Axis Banking & PSU Debt Fund - Regular Plan - Bonus Option
Axis
₹1289.41 13.4%
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking & PSU Debt Fund) - Regular Annual Bonus
Sundaram
₹11.63 9.7%
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Bonus
Sundaram
₹21.90 9.4%