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LIC MF Banking & PSU Fund-Direct Plan-Weekly IDCW

LIC · Banking & PSU
Moderate
₹10.07
Current NAV
25 Jun 2026
26.7%
1Y Return
17.7%
3Y CAGR
16.7%
5Y CAGR
Watchlist
Analysis & Suitability
Pros / Upsides
  • Strong historical returns, outperforming category average in 3-year CAGR.
  • Highly cost-efficient with a low expense ratio of 0.37%.
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.37).
  • Very large asset base (AUM: ₹14,420 Cr) indicating high investor trust and liquidity.
Cons / Risks
  • Returns are subject to standard market fluctuations and interest rate risks.
  • No indexation benefits under current tax laws for short holding periods.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.37
Sharpe Ratio
0.67
Beta
0.87
Alpha
1.88
Sortino
Fund Details
Fund House LIC
Category Banking & PSU
AUM ₹14420 Cr
Expense Ratio 0.37%
Min SIP ₹500
Min Lumpsum ₹1000
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