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LIC MF Banking & PSU Fund-Direct Plan-Monthly IDCW

LIC · Banking & PSU
Moderate
₹15.06
Current NAV
23 Oct 2026
4.2%
1Y Return
7.1%
3Y CAGR
6.2%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Highly cost-efficient with a low expense ratio of 0.15%.
  • Generates significant excess returns relative to benchmark index (Alpha: 4.85).
  • Very large asset base (AUM: ₹16,400 Cr) indicating high investor trust and liquidity.
Cons / Risks
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
0.85
Sharpe Ratio
1.05
Beta
4.85
Alpha
0.98
Sortino
Fund Details
Fund House LIC
Category Banking & PSU
AUM ₹16400 Cr
Expense Ratio 0.15%
Min SIP ₹500
Min Lumpsum ₹1000
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