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UTI Liquid Fund - Direct Plan - Quarterly IDCW

UTI · Liquid
Low
₹195.21
Current NAV
06 Nov 2026
-89.3%
1Y Return
-50.4%
3Y CAGR
-32.8%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Highly cost-efficient with a low expense ratio of 0.92%.
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.92).
  • Well-diversified portfolio aligned with the Liquid mandate.
Cons / Risks
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Conservative investors seeking capital safety, high liquidity, or parking surplus cash.
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Aggressive investors expecting index-beating returns or high inflation-beating growth.
  • Short-term trading or speculative investment horizons.
Risk Profile: Low Risk
Low Moderate High Very High
Risk Metrics
1.92
Sharpe Ratio
0.62
Beta
-1.58
Alpha
2.53
Sortino
Fund Details
Fund House UTI
Category Liquid
AUM ₹6970 Cr
Expense Ratio 0.92%
Min SIP ₹500
Min Lumpsum ₹1000
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