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UTI Credit Risk Fund - Regular Plan - Monthly IDCW

UTI · Corporate Bond
Moderate
₹10.87
Current NAV
25 Jun 2026
25.6%
1Y Return
17.6%
3Y CAGR
15.6%
5Y CAGR
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Analysis & Suitability
Pros / Upsides
  • Strong historical returns, outperforming category average in 3-year CAGR.
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.36).
  • Generates significant excess returns relative to benchmark index (Alpha: 3.36).
  • Very large asset base (AUM: ₹11,410 Cr) indicating high investor trust and liquidity.
Cons / Risks
  • Returns are subject to standard market fluctuations and interest rate risks.
  • No indexation benefits under current tax laws for short holding periods.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.36
Sharpe Ratio
1.56
Beta
3.36
Alpha
1.85
Sortino
Fund Details
Fund House UTI
Category Corporate Bond
AUM ₹11410 Cr
Expense Ratio 1.56%
Min SIP ₹500
Min Lumpsum ₹1000
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