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UTI Credit Risk Fund - Direct Plan - Annual IDCW

UTI · Corporate Bond
Moderate
₹13.07
Current NAV
25 Jun 2026
16.1%
1Y Return
14.1%
3Y CAGR
17.1%
5Y CAGR
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Analysis & Suitability
Pros / Upsides
  • Highly cost-efficient with a low expense ratio of 0.31%.
  • Generates significant excess returns relative to benchmark index (Alpha: 2.01).
  • Very large asset base (AUM: ₹21,060 Cr) indicating high investor trust and liquidity.
Cons / Risks
  • Returns are subject to standard market fluctuations and interest rate risks.
  • No indexation benefits under current tax laws for short holding periods.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.01
Sharpe Ratio
0.61
Beta
2.01
Alpha
1.32
Sortino
Fund Details
Fund House UTI
Category Corporate Bond
AUM ₹21060 Cr
Expense Ratio 0.31%
Min SIP ₹500
Min Lumpsum ₹1000
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