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UTI Banking & PSU Fund - Regular Plan - Quarterly IDCW

UTI · Banking & PSU
Moderate
₹15.93
Current NAV
25 Jun 2026
11.3%
1Y Return
17.3%
3Y CAGR
12.3%
5Y CAGR
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Analysis & Suitability
Pros / Upsides
  • Strong historical returns, outperforming category average in 3-year CAGR.
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.33).
  • Very large asset base (AUM: ₹23,880 Cr) indicating high investor trust and liquidity.
Cons / Risks
  • Higher expense ratio (2.13%) which can affect compounding over long horizons.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.33
Sharpe Ratio
0.93
Beta
-1.67
Alpha
1.77
Sortino
Fund Details
Fund House UTI
Category Banking & PSU
AUM ₹23880 Cr
Expense Ratio 2.13%
Min SIP ₹500
Min Lumpsum ₹1000
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