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UTI Banking & PSU Fund - Regular Plan - Quarterly IDCW

UTI · Banking & PSU
Moderate
₹16.22
Current NAV
23 Oct 2026
5.4%
1Y Return
7.2%
3Y CAGR
7.2%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.33).
  • Very large asset base (AUM: ₹23,880 Cr) indicating high investor trust and liquidity.
  • Well-diversified portfolio aligned with the Banking & PSU mandate.
Cons / Risks
  • Higher expense ratio (2.13%) which can affect compounding over long horizons.
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.33
Sharpe Ratio
0.93
Beta
-1.67
Alpha
1.77
Sortino
Fund Details
Fund House UTI
Category Banking & PSU
AUM ₹23880 Cr
Expense Ratio 2.13%
Min SIP ₹500
Min Lumpsum ₹1000
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