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UTI Banking & PSU Fund - Regular Plan - Monthly IDCW

UTI · Banking & PSU
Moderate
₹13.49
Current NAV
23 Oct 2026
1.1%
1Y Return
2.5%
3Y CAGR
2.6%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Generates significant excess returns relative to benchmark index (Alpha: 2.54).
  • Professionally managed by an established fund house with experienced fund managers.
  • Well-diversified portfolio aligned with the Banking & PSU mandate.
Cons / Risks
  • Higher expense ratio (2.34%) which can affect compounding over long horizons.
  • Lower risk-adjusted performance compared to top peers in the same category.
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
0.54
Sharpe Ratio
0.74
Beta
2.54
Alpha
0.62
Sortino
Fund Details
Fund House UTI
Category Banking & PSU
AUM ₹5590 Cr
Expense Ratio 2.34%
Min SIP ₹500
Min Lumpsum ₹1000
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