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UTI Banking & PSU Fund - Regular Plan - Half-Yearly IDCW

UTI · Banking & PSU
Moderate
₹15.50
Current NAV
25 Jun 2026
31.0%
1Y Return
14.0%
3Y CAGR
21.0%
5Y CAGR
Watchlist
Analysis & Suitability
Pros / Upsides
  • Exceptional short-term performance with a 1-year return exceeding 20%.
  • Generates significant excess returns relative to benchmark index (Alpha: 4.50).
  • Very large asset base (AUM: ₹19,550 Cr) indicating high investor trust and liquidity.
Cons / Risks
  • Higher expense ratio (1.9%) which can affect compounding over long horizons.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.00
Sharpe Ratio
1.50
Beta
4.50
Alpha
1.30
Sortino
Fund Details
Fund House UTI
Category Banking & PSU
AUM ₹19550 Cr
Expense Ratio 1.90%
Min SIP ₹500
Min Lumpsum ₹1000
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