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UTI Banking & PSU Fund- Regular Plan - Growth Option

UTI · Banking & PSU
Moderate
₹23.21
Current NAV
25 Jun 2026
23.7%
1Y Return
14.7%
3Y CAGR
13.7%
5Y CAGR
Watchlist
Analysis & Suitability
Pros / Upsides
  • Exceptional short-term performance with a 1-year return exceeding 20%.
  • Very large asset base (AUM: ₹15,120 Cr) indicating high investor trust and liquidity.
  • Well-diversified portfolio aligned with the Banking & PSU mandate.
Cons / Risks
  • Returns are subject to standard market fluctuations and interest rate risks.
  • No indexation benefits under current tax laws for short holding periods.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.07
Sharpe Ratio
0.97
Beta
1.57
Alpha
1.47
Sortino
Fund Details
Fund House UTI
Category Banking & PSU
AUM ₹15120 Cr
Expense Ratio 1.37%
Min SIP ₹500
Min Lumpsum ₹1000
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