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UTI Banking & PSU Fund - Direct Plan - Quarterly IDCW

UTI · Banking & PSU
Moderate
₹17.95
Current NAV
23 Oct 2026
5.7%
1Y Return
7.5%
3Y CAGR
7.5%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Highly cost-efficient with a low expense ratio of 0.85%.
  • Professionally managed by an established fund house with experienced fund managers.
  • Well-diversified portfolio aligned with the Banking & PSU mandate.
Cons / Risks
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
0.95
Sharpe Ratio
1.45
Beta
-1.55
Alpha
1.19
Sortino
Fund Details
Fund House UTI
Category Banking & PSU
AUM ₹6500 Cr
Expense Ratio 0.85%
Min SIP ₹500
Min Lumpsum ₹1000
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