Home› Funds› UTI Banking & PSU Fund - Direct Plan - Half-Yearly

UTI Banking & PSU Fund - Direct Plan - Half-Yearly IDCW

UTI · Banking & PSU
Moderate
₹15.71
Current NAV
25 Jun 2026
17.0%
1Y Return
15.0%
3Y CAGR
18.0%
5Y CAGR
Watchlist
Analysis & Suitability
Pros / Upsides
  • Highly cost-efficient with a low expense ratio of 0.7%.
  • Generates significant excess returns relative to benchmark index (Alpha: 5.10).
  • Very large asset base (AUM: ₹21,650 Cr) indicating high investor trust and liquidity.
Cons / Risks
  • Returns are subject to standard market fluctuations and interest rate risks.
  • No indexation benefits under current tax laws for short holding periods.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.10
Sharpe Ratio
1.30
Beta
5.10
Alpha
1.21
Sortino
Fund Details
Fund House UTI
Category Banking & PSU
AUM ₹21650 Cr
Expense Ratio 0.70%
Min SIP ₹500
Min Lumpsum ₹1000
SIP Calculator Compare Funds
Similar Funds in Banking & PSU
NIPPON INDIA BANKING and PSU FUND - MONTHLY IDCW Option
Nippon India
₹10.73 31.9%
DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Quarterly
DSP
₹10.64 31.8%
ITI Banking & PSU Debt Fund - Regular Plan - IDCW Option
ITI
₹13.66 31.8%
Nippon India Banking and PSU Fund- Direct Plan-Growth Plan- Bonus Option
Nippon India
₹22.77 31.7%