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UTI Banking & PSU Fund - Direct Plan - Flexi IDCW

UTI · Banking & PSU
Moderate
₹20.78
Current NAV
23 Oct 2026
5.7%
1Y Return
7.5%
3Y CAGR
7.8%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Highly cost-efficient with a low expense ratio of 0.54%.
  • Generates significant excess returns relative to benchmark index (Alpha: 3.94).
  • Very large asset base (AUM: ₹18,990 Cr) indicating high investor trust and liquidity.
Cons / Risks
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
0.94
Sharpe Ratio
0.54
Beta
3.94
Alpha
1.17
Sortino
Fund Details
Fund House UTI
Category Banking & PSU
AUM ₹18990 Cr
Expense Ratio 0.54%
Min SIP ₹500
Min Lumpsum ₹1000
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