Home› Funds› SBI Gilt Fund - Income Distribution cum Capital Wi

SBI Gilt Fund - Income Distribution cum Capital Withdrawal Option (IDCW) - PF (Fixed Period - 3 Yrs)

SBI · Gilt
Moderate
₹20.63
Current NAV
25 Jun 2026
7.8%
1Y Return
7.3%
3Y CAGR
6.0%
5Y CAGR
Add to Watchlist
Analysis & Suitability
Pros / Upsides
  • Highly cost-efficient with a low expense ratio of 0.88%.
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.48).
  • Very large asset base (AUM: ₹14,030 Cr) indicating high investor trust and liquidity.
Cons / Risks
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.48
Sharpe Ratio
0.48
Beta
1.48
Alpha
1.75
Sortino
Fund Details
Fund House SBI
Category Gilt
AUM ₹14030 Cr
Expense Ratio 0.88%
Min SIP ₹500
Min Lumpsum ₹1000
SIP Calculator Compare Funds
Similar Funds in Gilt
Bandhan Gilt Fund - Direct Plan - Growth
Bandhan
₹40.92 7.9%
Bandhan Gilt Fund - Direct Plan - Periodic IDCW
Bandhan
₹19.37 7.9%
ICICI Prudential Gilt Fund - Growth
ICICI Prudential
₹107.80 7.9%
Bandhan Gilt Fund with 10 year constant duration Fund - Direct Plan - Monthly IDCW
Bandhan
₹10.68 7.9%