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SBI Fixed Maturity Plan (FMP)-Series 81 (1157 Days) Direct Plan- Income Distribution Cum Capital Withdrawal Payout

SBI · Sectoral
Very High
₹12.48
Current NAV
01 Jun 2026
5.8%
1Y Return
7.0%
3Y CAGR
18.7%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Highly cost-efficient with a low expense ratio of 0.27%.
  • Generates significant excess returns relative to benchmark index (Alpha: 3.47).
  • Well-diversified portfolio aligned with the Sectoral mandate.
Cons / Risks
  • Subject to high equity market volatility and short-term capital fluctuations.
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Long-term wealth creation (5+ years horizon) like retirement or child education.
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term goals (under 3 years) where preserving the capital is the main priority.
  • Short-term trading or speculative investment horizons.
Risk Profile: Very High Risk
Low Moderate High Very High
Risk Metrics
0.97
Sharpe Ratio
0.87
Beta
3.47
Alpha
1.23
Sortino
Fund Details
Fund House SBI
Category Sectoral
AUM ₹9020 Cr
Expense Ratio 0.27%
Min SIP ₹500
Min Lumpsum ₹1000
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