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SBI Fixed Maturity Plan (FMP)-Series 74 (1243 Days)- Regular Plan- Income Distribution Cum Capital Withdrawal Payout

SBI · Sectoral
Very High
₹12.62
Current NAV
29 May 2026
43.1%
1Y Return
20.1%
3Y CAGR
27.1%
5Y CAGR
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Analysis & Suitability
Pros / Upsides
  • Strong historical returns, outperforming category average in 3-year CAGR.
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.81).
  • Very large asset base (AUM: ₹16,860 Cr) indicating high investor trust and liquidity.
Cons / Risks
  • Subject to high equity market volatility and short-term capital fluctuations.
Suitable for
  • Long-term wealth creation (5+ years horizon) like retirement or child education.
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term goals (under 3 years) where preserving the capital is the main priority.
  • Short-term trading or speculative investment horizons.
Risk Profile: Very High Risk
Low Moderate High Very High
Risk Metrics
1.81
Sharpe Ratio
0.81
Beta
-0.19
Alpha
2.19
Sortino
Fund Details
Fund House SBI
Category Sectoral
AUM ₹16860 Cr
Expense Ratio 1.21%
Min SIP ₹500
Min Lumpsum ₹1000
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