Home› Funds› SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Da

SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

SBI · Sectoral
Very High
₹13.51
Current NAV
20 Aug 2026
5.8%
1Y Return
7.3%
3Y CAGR
6.1%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Highly cost-efficient with a low expense ratio of 0.64%.
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.94).
  • Generates significant excess returns relative to benchmark index (Alpha: 2.44).
  • Very large asset base (AUM: ₹19,490 Cr) indicating high investor trust and liquidity.
Cons / Risks
  • Subject to high equity market volatility and short-term capital fluctuations.
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Long-term wealth creation (5+ years horizon) like retirement or child education.
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term goals (under 3 years) where preserving the capital is the main priority.
  • Short-term trading or speculative investment horizons.
Risk Profile: Very High Risk
Low Moderate High Very High
Risk Metrics
1.94
Sharpe Ratio
0.64
Beta
2.44
Alpha
2.60
Sortino
Fund Details
Fund House SBI
Category Sectoral
AUM ₹19490 Cr
Expense Ratio 0.64%
Min SIP ₹500
Min Lumpsum ₹1000
SIP Calculator Compare Funds
Similar Funds in Sectoral
Franklin India Short-Term Income Plan-Institutional Plan - Growth
UTI
₹12430.00 192.0%
Nippon India Capital Builder Fund IV- Series C- Direct Plan-Dividend Payout Option
Nippon India
₹11.48 170.6%
Nippon India Capital Builder Fund IV- Series C- Direct Plan-Growth Option
Nippon India
₹11.48 170.6%
Nippon India Capital Builder Fund IV- Series C- Dividend Payout Option
Nippon India
₹11.17 169.3%