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SBI Banking & PSU Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)

SBI · Banking & PSU
Moderate
₹1312.96
Current NAV
23 Oct 2026
-0.3%
1Y Return
2.2%
3Y CAGR
2.3%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Highly cost-efficient with a low expense ratio of 0.15%.
  • Professionally managed by an established fund house with experienced fund managers.
  • Well-diversified portfolio aligned with the Banking & PSU mandate.
Cons / Risks
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.15
Sharpe Ratio
0.75
Beta
0.15
Alpha
1.32
Sortino
Fund Details
Fund House SBI
Category Banking & PSU
AUM ₹4200 Cr
Expense Ratio 0.15%
Min SIP ₹500
Min Lumpsum ₹1000
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