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SBI Banking & PSU Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)

SBI · Banking & PSU
Moderate
₹1313.46
Current NAV
25 Jun 2026
21.5%
1Y Return
15.5%
3Y CAGR
11.5%
5Y CAGR
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Analysis & Suitability
Pros / Upsides
  • Strong historical returns, outperforming category average in 3-year CAGR.
  • Highly cost-efficient with a low expense ratio of 0.15%.
  • Well-diversified portfolio aligned with the Banking & PSU mandate.
Cons / Risks
  • Returns are subject to standard market fluctuations and interest rate risks.
  • No indexation benefits under current tax laws for short holding periods.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.15
Sharpe Ratio
0.75
Beta
0.15
Alpha
1.32
Sortino
Fund Details
Fund House SBI
Category Banking & PSU
AUM ₹4200 Cr
Expense Ratio 0.15%
Min SIP ₹500
Min Lumpsum ₹1000
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