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Nippon India Retirement Fund- Wealth Creation Scheme- Growth Plan- Bonus Option

Nippon India · International
High
₹28.48
Current NAV
25 Jun 2026
23.5%
1Y Return
17.5%
3Y CAGR
13.5%
5Y CAGR
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Analysis & Suitability
Pros / Upsides
  • Strong historical returns, outperforming category average in 3-year CAGR.
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.35).
  • Generates significant excess returns relative to benchmark index (Alpha: 3.35).
Cons / Risks
  • Subject to high equity market volatility and short-term capital fluctuations.
  • Higher expense ratio (2.35%) which can affect compounding over long horizons.
Suitable for
  • Long-term wealth creation (5+ years horizon) like retirement or child education.
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term goals (under 3 years) where preserving the capital is the main priority.
  • Short-term trading or speculative investment horizons.
Risk Profile: High Risk
Low Moderate High Very High
Risk Metrics
1.35
Sharpe Ratio
1.55
Beta
3.35
Alpha
1.82
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Fund Details
Fund House Nippon India
Category International
AUM ₹4400 Cr
Expense Ratio 2.35%
Min SIP ₹500
Min Lumpsum ₹1000
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