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NIPPON INDIA BANKING and PSU FUND - Direct Plan - IDCW Option

Nippon India · Banking & PSU
Moderate
₹22.77
Current NAV
25 Jun 2026
23.8%
1Y Return
23.8%
3Y CAGR
13.8%
5Y CAGR
Watchlist
Analysis & Suitability
Pros / Upsides
  • Strong historical returns, outperforming category average in 3-year CAGR.
  • Highly cost-efficient with a low expense ratio of 0.68%.
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.98).
  • Generates significant excess returns relative to benchmark index (Alpha: 2.98).
  • Very large asset base (AUM: ₹20,030 Cr) indicating high investor trust and liquidity.
Cons / Risks
  • Returns are subject to standard market fluctuations and interest rate risks.
  • No indexation benefits under current tax laws for short holding periods.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.98
Sharpe Ratio
1.58
Beta
2.98
Alpha
2.73
Sortino
Fund Details
Fund House Nippon India
Category Banking & PSU
AUM ₹20030 Cr
Expense Ratio 0.68%
Min SIP ₹500
Min Lumpsum ₹1000
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