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LIC MF Gilt Fund-PF Plan-IDCW

LIC · Gilt
Moderate
₹22.58
Current NAV
25 Jun 2026
6.2%
1Y Return
7.2%
3Y CAGR
6.9%
5Y CAGR
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Analysis & Suitability
Pros / Upsides
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.47).
  • Very large asset base (AUM: ₹10,020 Cr) indicating high investor trust and liquidity.
  • Well-diversified portfolio aligned with the Gilt mandate.
Cons / Risks
  • Higher expense ratio (2.17%) which can affect compounding over long horizons.
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.47
Sharpe Ratio
1.37
Beta
-0.03
Alpha
1.72
Sortino
Fund Details
Fund House LIC
Category Gilt
AUM ₹10020 Cr
Expense Ratio 2.17%
Min SIP ₹500
Min Lumpsum ₹1000
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