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LIC MF Equity Savings Fund-Regular Plan-Monthly IDCW

LIC · Sectoral
Very High
₹21.75
Current NAV
03 Nov 2026
-2.6%
1Y Return
6.5%
3Y CAGR
17.1%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Generates significant excess returns relative to benchmark index (Alpha: 2.81).
  • Professionally managed by an established fund house with experienced fund managers.
  • Well-diversified portfolio aligned with the Sectoral mandate.
Cons / Risks
  • Subject to high equity market volatility and short-term capital fluctuations.
  • Higher expense ratio (1.81%) which can affect compounding over long horizons.
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Long-term wealth creation (5+ years horizon) like retirement or child education.
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term goals (under 3 years) where preserving the capital is the main priority.
  • Short-term trading or speculative investment horizons.
Risk Profile: Very High Risk
Low Moderate High Very High
Risk Metrics
0.81
Sharpe Ratio
1.01
Beta
2.81
Alpha
0.90
Sortino
Fund Details
Fund House LIC
Category Sectoral
AUM ₹3360 Cr
Expense Ratio 1.81%
Min SIP ₹500
Min Lumpsum ₹1000
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