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LIC MF Banking & PSU Fund-Direct Plan-Growth

LIC · Banking & PSU
Moderate
₹39.98
Current NAV
23 Oct 2026
4.2%
1Y Return
7.1%
3Y CAGR
6.2%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Highly cost-efficient with a low expense ratio of 0.64%.
  • Generates significant excess returns relative to benchmark index (Alpha: 4.54).
  • Well-diversified portfolio aligned with the Banking & PSU mandate.
Cons / Risks
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.04
Sharpe Ratio
1.54
Beta
4.54
Alpha
1.39
Sortino
Fund Details
Fund House LIC
Category Banking & PSU
AUM ₹6090 Cr
Expense Ratio 0.64%
Min SIP ₹500
Min Lumpsum ₹1000
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