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Kotak Banking and PSU Debt Direct - Growth

Kotak · Banking & PSU
Moderate
₹72.40
Current NAV
23 Oct 2026
4.0%
1Y Return
7.0%
3Y CAGR
6.2%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Highly cost-efficient with a low expense ratio of 0.32%.
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.92).
  • Very large asset base (AUM: ₹15,970 Cr) indicating high investor trust and liquidity.
Cons / Risks
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.92
Sharpe Ratio
1.52
Beta
0.92
Alpha
2.53
Sortino
Fund Details
Fund House Kotak
Category Banking & PSU
AUM ₹15970 Cr
Expense Ratio 0.32%
Min SIP ₹500
Min Lumpsum ₹1000
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