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ITI Banking & PSU Debt Fund - Direct Plan - Growth Option

ITI · Banking & PSU
Moderate
₹14.20
Current NAV
23 Oct 2026
4.0%
1Y Return
6.8%
3Y CAGR
6.2%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Highly cost-efficient with a low expense ratio of 0.7%.
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.40).
  • Generates significant excess returns relative to benchmark index (Alpha: 6.40).
Cons / Risks
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.40
Sharpe Ratio
1.00
Beta
6.40
Alpha
1.54
Sortino
Fund Details
Fund House ITI
Category Banking & PSU
AUM ₹950 Cr
Expense Ratio 0.70%
Min SIP ₹500
Min Lumpsum ₹1000
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