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ITI Banking & PSU Debt Fund - Direct Plan - Growth Option

ITI · Banking & PSU
Moderate
₹14.09
Current NAV
25 Jun 2026
28.0%
1Y Return
18.0%
3Y CAGR
18.0%
5Y CAGR
Watchlist
Analysis & Suitability
Pros / Upsides
  • Strong historical returns, outperforming category average in 3-year CAGR.
  • Highly cost-efficient with a low expense ratio of 0.7%.
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.40).
  • Generates significant excess returns relative to benchmark index (Alpha: 6.40).
Cons / Risks
  • Returns are subject to standard market fluctuations and interest rate risks.
  • No indexation benefits under current tax laws for short holding periods.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.40
Sharpe Ratio
1.00
Beta
6.40
Alpha
1.54
Sortino
Fund Details
Fund House ITI
Category Banking & PSU
AUM ₹950 Cr
Expense Ratio 0.70%
Min SIP ₹500
Min Lumpsum ₹1000
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