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ICICI Prudential Retirement Fund - Pure Debt - IDCW Option

ICICI Prudential · Equity Fund
High
₹15.62
Current NAV
03 Nov 2026
2.6%
1Y Return
5.3%
3Y CAGR
4.8%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Generates significant excess returns relative to benchmark index (Alpha: 4.53).
  • Very large asset base (AUM: ₹10,080 Cr) indicating high investor trust and liquidity.
  • Well-diversified portfolio aligned with the Equity Fund mandate.
Cons / Risks
  • Subject to high equity market volatility and short-term capital fluctuations.
  • Higher expense ratio (1.93%) which can affect compounding over long horizons.
  • Lower risk-adjusted performance compared to top peers in the same category.
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Long-term wealth creation (5+ years horizon) like retirement or child education.
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term goals (under 3 years) where preserving the capital is the main priority.
  • Short-term trading or speculative investment horizons.
Risk Profile: High Risk
Low Moderate High Very High
Risk Metrics
0.53
Sharpe Ratio
0.73
Beta
4.53
Alpha
0.60
Sortino
Fund Details
Fund House ICICI Prudential
Category Equity Fund
AUM ₹10080 Cr
Expense Ratio 1.93%
Min SIP ₹500
Min Lumpsum ₹1000
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