Home› Funds› ICICI Prudential Banking and PSU Debt Fund - Direc

ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Quarterly IDCW

ICICI Prudential · Banking & PSU
Moderate
₹12.94
Current NAV
23 Oct 2026
-0.8%
1Y Return
0.8%
3Y CAGR
0.7%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Highly cost-efficient with a low expense ratio of 0.2%.
  • Generates significant excess returns relative to benchmark index (Alpha: 6.60).
  • Well-diversified portfolio aligned with the Banking & PSU mandate.
Cons / Risks
  • Lower risk-adjusted performance compared to top peers in the same category.
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
0.60
Sharpe Ratio
0.80
Beta
6.60
Alpha
0.72
Sortino
Fund Details
Fund House ICICI Prudential
Category Banking & PSU
AUM ₹5150 Cr
Expense Ratio 0.20%
Min SIP ₹500
Min Lumpsum ₹1000
SIP Calculator Compare Funds
Similar Funds in Banking & PSU
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking & PSU Debt Fund) - Direct Quarterly Dividend
Sundaram
₹10.64 16.9%
Axis Banking & PSU Debt Fund - Regular Plan - Bonus Option
Axis
₹1289.41 13.4%
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking & PSU Debt Fund) - Regular Annual Bonus
Sundaram
₹11.63 9.7%
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Bonus
Sundaram
₹21.90 9.4%