Home Funds HSBC Overnight Fund - Unclaimed IDCW Below three y

HSBC Overnight Fund - Unclaimed IDCW Below three years

HSBC · Overnight
Low
₹1265.99
Current NAV
25 Jun 2026
26.4%
1Y Return
17.4%
3Y CAGR
16.4%
5Y CAGR
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Analysis & Suitability
Pros / Upsides
  • Strong historical returns, outperforming category average in 3-year CAGR.
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.34).
  • Generates significant excess returns relative to benchmark index (Alpha: 3.84).
  • Very large asset base (AUM: ₹19,890 Cr) indicating high investor trust and liquidity.
Cons / Risks
  • Returns are subject to standard market fluctuations and interest rate risks.
  • No indexation benefits under current tax laws for short holding periods.

Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.

Risk Profile: Low Risk
Low Moderate High Very High
Risk Metrics
1.34
Sharpe Ratio
1.24
Beta
3.84
Alpha
1.80
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Fund Details
Fund House HSBC
Category Overnight
AUM ₹19890 Cr
Expense Ratio 1.24%
Min SIP ₹500
Min Lumpsum ₹1000
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