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HSBC Banking and PSU Debt Fund - Regular Daily IDCW

HSBC · Banking & PSU
Moderate
₹11.04
Current NAV
23 Oct 2026
-0.7%
1Y Return
-0.2%
3Y CAGR
17.0%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.90).
  • Very large asset base (AUM: ₹14,950 Cr) indicating high investor trust and liquidity.
  • Well-diversified portfolio aligned with the Banking & PSU mandate.
Cons / Risks
  • Higher expense ratio (2.1%) which can affect compounding over long horizons.
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.90
Sharpe Ratio
0.90
Beta
1.90
Alpha
2.47
Sortino
Fund Details
Fund House HSBC
Category Banking & PSU
AUM ₹14950 Cr
Expense Ratio 2.10%
Min SIP ₹500
Min Lumpsum ₹1000
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