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HDFC Credit Risk Debt Fund - IDCW Option

HDFC · Corporate Bond
Moderate
₹23.91
Current NAV
23 Oct 2026
5.4%
1Y Return
7.3%
3Y CAGR
6.3%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Generates significant excess returns relative to benchmark index (Alpha: 4.00).
  • Very large asset base (AUM: ₹13,050 Cr) indicating high investor trust and liquidity.
  • Well-diversified portfolio aligned with the Corporate Bond mandate.
Cons / Risks
  • Higher expense ratio (2.2%) which can affect compounding over long horizons.
  • Lower risk-adjusted performance compared to top peers in the same category.
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
0.50
Sharpe Ratio
1.00
Beta
4.00
Alpha
0.55
Sortino
Fund Details
Fund House HDFC
Category Corporate Bond
AUM ₹13050 Cr
Expense Ratio 2.20%
Min SIP ₹500
Min Lumpsum ₹1000
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