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HDFC Banking and PSU Debt Fund - IDCW Option

HDFC · Banking & PSU
Moderate
₹10.17
Current NAV
25 Jun 2026
21.3%
1Y Return
14.3%
3Y CAGR
11.3%
5Y CAGR
Watchlist
Analysis & Suitability
Pros / Upsides
  • Exceptional short-term performance with a 1-year return exceeding 20%.
  • Very large asset base (AUM: ₹22,580 Cr) indicating high investor trust and liquidity.
  • Well-diversified portfolio aligned with the Banking & PSU mandate.
Cons / Risks
  • Returns are subject to standard market fluctuations and interest rate risks.
  • No indexation benefits under current tax laws for short holding periods.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.03
Sharpe Ratio
0.93
Beta
-0.47
Alpha
1.37
Sortino
Fund Details
Fund House HDFC
Category Banking & PSU
AUM ₹22580 Cr
Expense Ratio 1.73%
Min SIP ₹500
Min Lumpsum ₹1000
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