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HDFC Banking and PSU Debt Fund - Growth Option

HDFC · Banking & PSU
Moderate
₹24.19
Current NAV
23 Oct 2026
3.0%
1Y Return
6.3%
3Y CAGR
5.6%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Generates significant excess returns relative to benchmark index (Alpha: 2.55).
  • Very large asset base (AUM: ₹23,100 Cr) indicating high investor trust and liquidity.
  • Well-diversified portfolio aligned with the Banking & PSU mandate.
Cons / Risks
  • Lower risk-adjusted performance compared to top peers in the same category.
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
0.55
Sharpe Ratio
0.75
Beta
2.55
Alpha
0.63
Sortino
Fund Details
Fund House HDFC
Category Banking & PSU
AUM ₹23100 Cr
Expense Ratio 1.15%
Min SIP ₹500
Min Lumpsum ₹1000
SIP Calculator Compare Funds
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