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Franklin India Retirement Fund - Direct - IDCW

Franklin India Retirement · Equity Fund
High
₹17.93
Current NAV
30 Oct 2026
-11.3%
1Y Return
-1.6%
3Y CAGR
-2.3%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Highly cost-efficient with a low expense ratio of 0.93%.
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.63).
  • Generates significant excess returns relative to benchmark index (Alpha: 2.13).
  • Very large asset base (AUM: ₹17,180 Cr) indicating high investor trust and liquidity.
Cons / Risks
  • Subject to high equity market volatility and short-term capital fluctuations.
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Long-term wealth creation (5+ years horizon) like retirement or child education.
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term goals (under 3 years) where preserving the capital is the main priority.
  • Short-term trading or speculative investment horizons.
Risk Profile: High Risk
Low Moderate High Very High
Risk Metrics
1.63
Sharpe Ratio
1.53
Beta
2.13
Alpha
2.17
Sortino
Fund Details
Fund House Franklin India Retirement
Category Equity Fund
AUM ₹17180 Cr
Expense Ratio 0.93%
Min SIP ₹500
Min Lumpsum ₹1000
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