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Franklin India Liquid Fund - Institutional Plan - Daily - IDCW

UTI · Liquid
Low
₹1000.00
Current NAV
25 Jun 2026
7.2%
1Y Return
7.2%
3Y CAGR
5.4%
5Y CAGR
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Analysis & Suitability
Pros / Upsides
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.22).
  • Very large asset base (AUM: ₹16,770 Cr) indicating high investor trust and liquidity.
  • Well-diversified portfolio aligned with the Liquid mandate.
Cons / Risks
  • Higher expense ratio (2.22%) which can affect compounding over long horizons.
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Conservative investors seeking capital safety, high liquidity, or parking surplus cash.
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Aggressive investors expecting index-beating returns or high inflation-beating growth.
  • Short-term trading or speculative investment horizons.
Risk Profile: Low Risk
Low Moderate High Very High
Risk Metrics
1.22
Sharpe Ratio
1.42
Beta
1.22
Alpha
1.49
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Fund Details
Fund House UTI
Category Liquid
AUM ₹16770 Cr
Expense Ratio 2.22%
Min SIP ₹500
Min Lumpsum ₹1000
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