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DSP Savings Fund - Direct Plan - IDCW

DSP · Equity Fund
High
₹12.49
Current NAV
25 Jun 2026
11.1%
1Y Return
11.1%
3Y CAGR
12.1%
5Y CAGR
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Analysis & Suitability
Pros / Upsides
  • Highly cost-efficient with a low expense ratio of 0.91%.
  • Generates significant excess returns relative to benchmark index (Alpha: 2.71).
  • Well-diversified portfolio aligned with the Equity Fund mandate.
Cons / Risks
  • Subject to high equity market volatility and short-term capital fluctuations.
  • Lower risk-adjusted performance compared to top peers in the same category.
Suitable for
  • Long-term wealth creation (5+ years horizon) like retirement or child education.
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term goals (under 3 years) where preserving the capital is the main priority.
  • Short-term trading or speculative investment horizons.
Risk Profile: High Risk
Low Moderate High Very High
Risk Metrics
0.71
Sharpe Ratio
0.91
Beta
2.71
Alpha
0.93
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Fund Details
Fund House DSP
Category Equity Fund
AUM ₹2760 Cr
Expense Ratio 0.91%
Min SIP ₹500
Min Lumpsum ₹1000
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