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DSP Banking & PSU Debt Fund - Regular Plan - IDCW

DSP · Banking & PSU
Moderate
₹10.53
Current NAV
23 Oct 2026
-1.7%
1Y Return
-0.0%
3Y CAGR
0.1%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.39).
  • Very large asset base (AUM: ₹10,940 Cr) indicating high investor trust and liquidity.
  • Well-diversified portfolio aligned with the Banking & PSU mandate.
Cons / Risks
  • Higher expense ratio (2.19%) which can affect compounding over long horizons.
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.39
Sharpe Ratio
0.99
Beta
0.39
Alpha
1.93
Sortino
Fund Details
Fund House DSP
Category Banking & PSU
AUM ₹10940 Cr
Expense Ratio 2.19%
Min SIP ₹500
Min Lumpsum ₹1000
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