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DSP Banking & PSU Debt Fund - Regular Plan - IDCW

DSP · Banking & PSU
Moderate
₹10.56
Current NAV
25 Jun 2026
23.9%
1Y Return
17.9%
3Y CAGR
13.9%
5Y CAGR
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Analysis & Suitability
Pros / Upsides
  • Strong historical returns, outperforming category average in 3-year CAGR.
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.39).
  • Very large asset base (AUM: ₹10,940 Cr) indicating high investor trust and liquidity.
Cons / Risks
  • Higher expense ratio (2.19%) which can affect compounding over long horizons.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.39
Sharpe Ratio
0.99
Beta
0.39
Alpha
1.93
Sortino
Fund Details
Fund House DSP
Category Banking & PSU
AUM ₹10940 Cr
Expense Ratio 2.19%
Min SIP ₹500
Min Lumpsum ₹1000
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