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DSP Banking & PSU Debt Fund - Regular Plan - Growth

DSP · Banking & PSU
Moderate
₹25.23
Current NAV
25 Jun 2026
11.7%
1Y Return
20.7%
3Y CAGR
12.7%
5Y CAGR
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Analysis & Suitability
Pros / Upsides
  • Strong historical returns, outperforming category average in 3-year CAGR.
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.67).
  • Generates significant excess returns relative to benchmark index (Alpha: 5.17).
Cons / Risks
  • Higher expense ratio (2.17%) which can affect compounding over long horizons.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.67
Sharpe Ratio
0.97
Beta
5.17
Alpha
2.29
Sortino
Fund Details
Fund House DSP
Category Banking & PSU
AUM ₹720 Cr
Expense Ratio 2.17%
Min SIP ₹500
Min Lumpsum ₹1000
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