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DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Daily Reinvest

DSP · Banking & PSU
Moderate
₹10.07
Current NAV
23 Oct 2026
-1.1%
1Y Return
-0.2%
3Y CAGR
-0.2%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Highly cost-efficient with a low expense ratio of 0.15%.
  • Very large asset base (AUM: ₹12,700 Cr) indicating high investor trust and liquidity.
  • Well-diversified portfolio aligned with the Banking & PSU mandate.
Cons / Risks
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.15
Sharpe Ratio
0.75
Beta
-1.85
Alpha
1.32
Sortino
Fund Details
Fund House DSP
Category Banking & PSU
AUM ₹12700 Cr
Expense Ratio 0.15%
Min SIP ₹500
Min Lumpsum ₹1000
SIP Calculator Compare Funds
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