Home› Funds› BANK OF INDIA Small Cap Fund Regular Plan Growth

BANK OF INDIA Small Cap Fund Regular Plan Growth

Bank of India · Small Cap
Very High
₹54.99
Current NAV
27 Oct 2026
17.2%
1Y Return
17.5%
3Y CAGR
16.8%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Strong historical returns, outperforming category average in 3-year CAGR.
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.71).
  • Generates significant excess returns relative to benchmark index (Alpha: 4.71).
  • Very large asset base (AUM: ₹23,260 Cr) indicating high investor trust and liquidity.
Cons / Risks
  • Subject to high equity market volatility and short-term capital fluctuations.
  • Higher expense ratio (2.11%) which can affect compounding over long horizons.
Suitable for
  • Long-term wealth creation (5+ years horizon) like retirement or child education.
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term goals (under 3 years) where preserving the capital is the main priority.
  • Short-term trading or speculative investment horizons.
Risk Profile: Very High Risk
Low Moderate High Very High
Risk Metrics
1.71
Sharpe Ratio
1.31
Beta
4.71
Alpha
1.90
Sortino
Fund Details
Fund House Bank of India
Category Small Cap
AUM ₹23260 Cr
Expense Ratio 2.11%
Min SIP ₹500
Min Lumpsum ₹1000
SIP Calculator Compare Funds
Similar Funds in Small Cap
Groww Nifty Smallcap 250 Momentum Quality 100 Index Fund Regular IDCW
Groww
₹10.03 44.8%
DSP Nifty Smallcap 250 Index Fund - Regular - Growth
DSP
₹10.34 44.4%
Groww Nifty Smallcap 250 Momentum Quality 100 Index Fund Regular Growth
Groww
₹10.03 43.8%
Groww Small Cap Fund - Direct-IDCW
Groww
₹12.18 41.3%