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BANK OF INDIA Short Term Income Fund-Regular Plan- Monthly IDCW

Bank of India · Short Duration
Moderate
₹14.46
Current NAV
27 Oct 2026
3.2%
1Y Return
6.7%
3Y CAGR
10.1%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.75).
  • Generates significant excess returns relative to benchmark index (Alpha: 4.75).
  • Very large asset base (AUM: ₹23,800 Cr) indicating high investor trust and liquidity.
Cons / Risks
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.75
Sharpe Ratio
1.35
Beta
4.75
Alpha
2.01
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Fund Details
Fund House Bank of India
Category Short Duration
AUM ₹23800 Cr
Expense Ratio 1.75%
Min SIP ₹500
Min Lumpsum ₹1000
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