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BANK OF INDIA Short Term Income Fund-Regular Plan- Growth

Bank of India · Short Duration
Moderate
₹28.30
Current NAV
27 Oct 2026
3.6%
1Y Return
6.8%
3Y CAGR
10.2%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Generates significant excess returns relative to benchmark index (Alpha: 4.24).
  • Very large asset base (AUM: ₹16,290 Cr) indicating high investor trust and liquidity.
  • Well-diversified portfolio aligned with the Short Duration mandate.
Cons / Risks
  • Lower risk-adjusted performance compared to top peers in the same category.
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
0.74
Sharpe Ratio
1.24
Beta
4.24
Alpha
0.99
Sortino
Fund Details
Fund House Bank of India
Category Short Duration
AUM ₹16290 Cr
Expense Ratio 1.64%
Min SIP ₹500
Min Lumpsum ₹1000
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