Home› Funds› BANK OF INDIA Short Term Income Fund-Direct Plan-

BANK OF INDIA Short Term Income Fund-Direct Plan- Quarterly IDCW

Bank of India · Short Duration
Moderate
₹14.18
Current NAV
25 Jun 2026
30.8%
1Y Return
14.8%
3Y CAGR
20.8%
5Y CAGR
Watchlist
Analysis & Suitability
Pros / Upsides
  • Exceptional short-term performance with a 1-year return exceeding 20%.
  • Highly cost-efficient with a low expense ratio of 0.38%.
  • Generates significant excess returns relative to benchmark index (Alpha: 6.08).
Cons / Risks
  • Smaller AUM (₹130 Cr) which might lead to higher tracking errors or expense adjustments.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.08
Sharpe Ratio
0.68
Beta
6.08
Alpha
1.49
Sortino
Fund Details
Fund House Bank of India
Category Short Duration
AUM ₹130 Cr
Expense Ratio 0.38%
Min SIP ₹500
Min Lumpsum ₹1000
SIP Calculator Compare Funds
Similar Funds in Short Duration
Baroda BNP Paribas Short Duration Fund - Regular Plan - Monthly IDCW Option
Baroda BNP Paribas
₹10.21 31.9%
Axis Short Duration Fund - Direct Plan - Growth Option
Axis
₹35.94 31.6%
Franklin India Short Term Income Plan - Retail Plan - Direct - Quarterly - IDCW
₹4460.04 31.5%
Franklin India Short term Income Plan- Retail Plan-Segregated Portfolio 2 - 10.90% Vodafone Idea Ltd (02-Sep-2023) - Quarterly - IDCW
₹0.00 31.4%