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BANK OF INDIA Overnight Fund Unclaimed IDCW Plan - Up to 3 Years

Bank of India · Overnight
Low
₹1326.78
Current NAV
27 Oct 2026
5.5%
1Y Return
6.1%
3Y CAGR
17.6%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.26).
  • Generates significant excess returns relative to benchmark index (Alpha: 2.76).
  • Very large asset base (AUM: ₹14,810 Cr) indicating high investor trust and liquidity.
Cons / Risks
  • Higher expense ratio (2.16%) which can affect compounding over long horizons.
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Low Risk
Low Moderate High Very High
Risk Metrics
1.26
Sharpe Ratio
0.56
Beta
2.76
Alpha
1.59
Sortino
Fund Details
Fund House Bank of India
Category Overnight
AUM ₹14810 Cr
Expense Ratio 2.16%
Min SIP ₹500
Min Lumpsum ₹1000
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