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BANK OF INDIA Liquid Fund- Regular Plan- Daily IDCW

Bank of India · Liquid
Low
₹1005.00
Current NAV
27 Oct 2026
0.3%
1Y Return
0.1%
3Y CAGR
0.1%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.77).
  • Professionally managed by an established fund house with experienced fund managers.
  • Well-diversified portfolio aligned with the Liquid mandate.
Cons / Risks
  • Higher expense ratio (1.87%) which can affect compounding over long horizons.
  • Sluggish 3-year performance, lagging behind primary equity benchmarks.
Suitable for
  • Conservative investors seeking capital safety, high liquidity, or parking surplus cash.
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Aggressive investors expecting index-beating returns or high inflation-beating growth.
  • Short-term trading or speculative investment horizons.
Risk Profile: Low Risk
Low Moderate High Very High
Risk Metrics
1.77
Sharpe Ratio
1.07
Beta
1.27
Alpha
2.07
Sortino
Fund Details
Fund House Bank of India
Category Liquid
AUM ₹1820 Cr
Expense Ratio 1.87%
Min SIP ₹500
Min Lumpsum ₹1000
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