Home› Funds› BANK OF INDIA ELSS Tax Saver -Regular Plan-IDCW

BANK OF INDIA ELSS Tax Saver -Regular Plan-IDCW

Bank of India · ELSS
High
₹29.41
Current NAV
23 Oct 2026
-5.2%
1Y Return
10.1%
3Y CAGR
8.7%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Generates significant excess returns relative to benchmark index (Alpha: 4.15).
  • Very large asset base (AUM: ₹19,200 Cr) indicating high investor trust and liquidity.
  • Well-diversified portfolio aligned with the ELSS mandate.
Cons / Risks
  • Subject to high equity market volatility and short-term capital fluctuations.
  • Higher expense ratio (1.95%) which can affect compounding over long horizons.
  • Lower risk-adjusted performance compared to top peers in the same category.
Suitable for
  • Long-term wealth creation (5+ years horizon) like retirement or child education.
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term goals (under 3 years) where preserving the capital is the main priority.
  • Short-term trading or speculative investment horizons.
Risk Profile: High Risk
Low Moderate High Very High
Risk Metrics
0.65
Sharpe Ratio
1.15
Beta
4.15
Alpha
0.81
Sortino
Fund Details
Fund House Bank of India
Category ELSS
AUM ₹19200 Cr
Expense Ratio 1.95%
Min SIP ₹500
Min Lumpsum ₹1000
SIP Calculator Compare Funds
Similar Funds in ELSS
Navi ELSS Tax Saver Fund- Direct Plan- Growth Option
Navi
₹32.81 7.6%
Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout
Navi
₹32.40 7.6%
Navi ELSS Tax Saver Fund - Regular Plan IDCW Payout
Navi
₹27.30 5.6%
Navi ELSS Tax Saver Fund- Regular Plan- Growth Option
Navi
₹27.30 5.6%