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BANK OF INDIA Credit Risk Fund - Direct Plan

Bank of India · Corporate Bond
Moderate
₹14.93
Current NAV
23 Oct 2026
16.9%
1Y Return
10.0%
3Y CAGR
27.8%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Highly cost-efficient with a low expense ratio of 0.4%.
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.40).
  • Well-diversified portfolio aligned with the Corporate Bond mandate.
Cons / Risks
  • Returns are subject to standard market fluctuations and interest rate risks.
  • No indexation benefits under current tax laws for short holding periods.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.40
Sharpe Ratio
1.00
Beta
-1.60
Alpha
1.54
Sortino
Fund Details
Fund House Bank of India
Category Corporate Bond
AUM ₹7950 Cr
Expense Ratio 0.40%
Min SIP ₹500
Min Lumpsum ₹1000
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