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BANK OF INDIA BALANCED ADVANTAGE FUND DIRECT PLAN IDCW

Bank of India · Balanced Advantage
Moderate
₹16.57
Current NAV
27 Oct 2026
-1.2%
1Y Return
9.1%
3Y CAGR
9.7%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Highly cost-efficient with a low expense ratio of 0.94%.
  • Very large asset base (AUM: ₹17,590 Cr) indicating high investor trust and liquidity.
  • Well-diversified portfolio aligned with the Balanced Advantage mandate.
Cons / Risks
  • Returns are subject to standard market fluctuations and interest rate risks.
  • No indexation benefits under current tax laws for short holding periods.
Suitable for
  • Systematic investments (SIP) for long-term target goal-based planning.
Not suitable for
  • Short-term trading or speculative investment horizons.
Risk Profile: Moderate Risk
Low Moderate High Very High
Risk Metrics
1.04
Sharpe Ratio
1.54
Beta
-1.46
Alpha
1.39
Sortino
Fund Details
Fund House Bank of India
Category Balanced Advantage
AUM ₹17590 Cr
Expense Ratio 0.94%
Min SIP ₹500
Min Lumpsum ₹1000
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