Home› Funds› Bajaj Finserv Banking and PSU Fund- Regular Plan-

Bajaj Finserv Banking and PSU Fund- Regular Plan- IDCW

Bajaj Finserv Banking and PSU · Index Funds
High
₹12.02
Current NAV
23 Oct 2026
3.2%
1Y Return
18.8%
3Y CAGR
21.8%
5Y CAGR
Watchlist
NAV History (1 Year)
Analysis & Suitability
Pros / Upsides
  • Strong historical returns, outperforming category average in 3-year CAGR.
  • Excellent risk-adjusted performance (Sharpe Ratio: 1.48).
  • Generates significant excess returns relative to benchmark index (Alpha: 5.48).
  • Very large asset base (AUM: ₹13,030 Cr) indicating high investor trust and liquidity.
Cons / Risks
  • Subject to high equity market volatility and short-term capital fluctuations.
  • Higher expense ratio (2.08%) which can affect compounding over long horizons.
Suitable for
  • Long-term wealth creation (5+ years horizon) like retirement or child education.
  • Investors seeking exposure to stable, blue-chip market leaders.
Not suitable for
  • Short-term goals (under 3 years) where preserving the capital is the main priority.
  • Short-term trading or speculative investment horizons.
Risk Profile: High Risk
Low Moderate High Very High
Risk Metrics
1.48
Sharpe Ratio
0.48
Beta
5.48
Alpha
1.75
Sortino
Fund Details
Fund House Bajaj Finserv Banking and PSU
Category Index Funds
AUM ₹13030 Cr
Expense Ratio 2.08%
Min SIP ₹500
Min Lumpsum ₹1000
SIP Calculator Compare Funds
Similar Funds in Index Funds
HDFC Nifty India Consumption Index Fund - Direct Growth Plan
HDFC
₹9.04 31.8%
Franklin India Conservative Hybrid Fund - Segregated Portfolio 1 (10.25% Yes bank Ltd CO 05Mar20) - Growth Plan
Franklin India Conservative Hybrid
₹0.00 31.7%
Mirae Asset Nifty Top 20 Equal Weight ETF
Mirae Asset
₹8.50 31.6%
UTI Nifty500 Shariah Index Fund - Regular Plan Growth Option
UTI
₹9.34 31.2%